Lake Shore Bancorp, Inc. /MD/

Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; NOW accounts; money market savings and checking accounts; interest-bearing and non-interest bearing checking accounts, such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for small to medium-sized businesses. Its loan portfolio consists of commercial real estate, commercial construction, and home equity loans and lines of credit; commercial business loans comprising business installment loans, lines of credit, and other commercial loans; one- to four-family residential mortgages; and consumer loans, such as personal unsecured consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured loans, and property improvement loans, as well as loans secured by certificates of deposit. In addition, it offers debit and credit cards, mobile and online banking, direct deposit, safe deposit boxes, overdraft protection, wire services, notary services, money orders, direct access service hotline (DASH), and e-services. Lake Shore Bancorp, Inc. was founded in 1891 and is headquartered in Dunkirk, New York.

Lake Shore Bancorp, Inc.는 뉴욕에서 은행 상품 및 서비스를 제공하는 Lake Shore Bank의 은행 지주 회사입니다. 이 회사는 개인 고객을 대상으로 Christmas Club 및 명세서 저축 계좌를 포함한 일반 저축 예금, NOW 계좌, 머니마켓 저축 및 당좌 예금 계좌, 요구불 예금과 같은 이자 지급 및 무이자 당좌 예금 계좌, 건강 저축 계좌, 퇴직 계좌, 정기 예금, 변호사 계좌 이자 등을 취급하며, 중소기업을 위한 상업 저축, 당좌, 머니마켓 계좌도 제공합니다. 대출 포트폴리오는 상업용 부동산, 상업용 건설, 주택 담보