First Bancorp, Inc /ME/

The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. It accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. The company also provides commercial loans, such as mortgage loans to finance investments in real property, which includes retail spaces, offices, industrial buildings, hotels, educational facilities, and other specific or mixed use properties; commercial real estate non-owner occupied loans; commercial construction to finance construction in a mix of owner- and nonowner occupied commercial real estate properties; and commercial and industrial loans, including revolving and term loans for financing working capital and/or capital investment. In addition, it offers commercial multifamily loans; residential real estate term and construction loans; loans to municipalities in Maine for capitalized expenditures, construction projects, or tax anticipation notes; home equity revolving and term loans; and personal lines of credit and amortizing loans for various purposes, such as autos, recreational vehicles, debt consolidation, personal expenses, or overdraft protection. Further, the company offers private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations, and municipalities, as well as brokerage, annuity, and various insurance products. It operates through full-service banking offices in Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in the Mid-Coast, Eastern, and Down East regions of Maine. The company was formerly known as First National Lincoln Corporation and changed its name to The First Bancorp, Inc. in April 2008. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine.

The First Bancorp, Inc.는 First National Bank의 은행 지주 회사로서 개인 및 기업 고객에게 다양한 은행 상품과 서비스를 제공합니다. 이 회사는 요구불 예금, NOW 예금, 정기 예금, 저축 예금, 머니마켓 계좌, 양도성 예금증서(CD) 계좌 등 다양한 예금 상품을 취급합니다. 이 회사는 또한 상업 대출을 제공합니다. 여기에는 소매 공간, 사무실, 산업용 건물, 호텔, 교육 시설 및 기타 특정 용도 또는 복합 용도 부동산 투자를 위한 모기지 대출, 소유주가 직접 사용하지 않는 상업용 부동산 대출, 소유주 점유 및 비소유주 점유 상업용 부동산 건설 자금 조달을 위한 상업 건설 대출, 그리고 운전자본 및/또는 자본 투자 자금 조달을 위한 회전 대출 및 기간 대출을 포함하는 상업 및 산업 대출이 있습니다. 이 외에도 상업용 다가구 주택 대출, 주거용 부동산 기간 대출 및 건설 대출, 메인주 지방자치단체에 대한 자본 지출, 건설 프로젝트 또는 세금 선납 어음(TAN) 대