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Industry top-down

Credit Services

Latest reported revenue & EPS across the covered companies in this industry, with year-over-year (YoY) change. From disclosed earnings — not investment advice.

16 companiesMedian revenue YoY: +7.0%EPS beat rate:

Companies — latest quarter

CompanyPeriodRevenueRev YoYEPSEPS YoYSurprise
AXPAMERICAN EXPRESS COFY2026 Q1$9.63B+3.1%$3.64+9.3%
COFCAPITAL ONE FINANCIAL CORPFY2026 Q1$1.49B+7.1%$3.45+10.2%
PYPLPayPal Holdings, Inc.FY2026 Q1$7.79B+1.2%$1.29+55.4%
AFRMAffirm Holdings, Inc.FY2026 Q3$807.4M+34.1%$-0.05
ALLYAlly Financial Inc.FY2026 Q1$323M+32.4%$-0.82
FCFSFirstCash Holdings, Inc.FY2026 Q1$371.06M+1.2%$1.87+38.5%
CACCCREDIT ACCEPTANCE CORPFY2026 Q1$571.1M+12.4%$8.66+70.5%
ENVAEnova International, Inc.FY2026 Q1$745.54M+22.2%$2.69+64.0%
BFHBREAD FINANCIAL HOLDINGS, INC.FY2021 Q3$418.2M-30.0%$4.23+21.9%
EZPWEZCORP INCFY2026 Q2$626.49M+7.0%$0.74+13.8%
ECPGENCORE CAPITAL GROUP INCFY2026 Q1$22.55M+10.6%$1.93+103.2%
ATLCAtlanticus Holdings CorpFY2026 Q1$345.17M+18.7%$1.49+36.7%
JCAPJefferson Capital, Inc. / DEFY2026 Q1$154.94M$0.61
NAVINAVIENT CORPFY2024 Q3$240M-8.0%$2.04-44.4%
PRAAPRA GROUP INCFY2026 Q1$269.62M+5.5%$0.090.0%
LPROOpen Lending CorpFY2026 Q1$24.39M-20.7%$0.01-75.0%

YoY = vs. the same quarter last year · Surprise = EPS actual vs. consensus. Latest reported quarter per company, from disclosed earnings filings. QoQ is omitted because quarterly filings don’t break out Q4 (US) and report cumulatively (KR).

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